Life Stage: Under 45
Accumulating Wealth
DetalusSM
No matter your stage in life, Detalus is equipped to help you plan for your future. We’ll work with you to understand your goals, prioritize what’s most important, and construct your investment and financial plan.
Expense Management
Develop a budget that empowers and simplifies; allowing you to make better spending choices.
Debt Management
Take control of what you owe and get on the fast track to debt-free living.
Goal planning/funding
Track your progress and better organize your finances according to your short- and long-term financial goals.
Investment management
Protect and increase your wealth through thoughtful asset allocation and tax efficient investment strategies.
Risk management
Review existing policies and help devise a plan to mitigate risk and minimize uncertainty in your life.
Purchase planning
Get the most out of your money when planning large purchases.
Questions we can help you answer
What issues should I consider when starting a new job?
Should I contribute to my Roth IRA or my Traditional IRA?
What issues should I consider when getting married?
What issues should I consider with my employer-provided benefits?
Should I lease or buy my next automobile?
Life Stage: 45-65
Growing and Protecting Wealth
DetalusSM
As your journey continues, Detalus will help you filter through the noise of life’s complexities while simultaneously helping you achieve your unique goals and aspirations.
Retirement planning
Prepare a plan that helps you live comfortably and overcome obstacles after retirement.
Life insurance planning
Reduce worry and protect your loved ones from the unexpected.
Education planning
Plan for the educational needs of your family.
Risk management
Review existing policies and help devise a plan to mitigate risk and minimize uncertainty in your life.
Investment management
Protect and increase your wealth through thoughtful asset allocation and tax efficient investment strategies.
Tax planning
Helping clients pay a smaller share of taxes, over a lifetime.
Questions we can help you answer
What accounts should I consider if I want to save more?
What issues should I consider for my aging parents?
Should I consider refinancing my mortgage?
What issues should I consider before I retire?
What issues should I consider if I experience a sudden wealth event?
Life Stage: 65 and older
Distributing Wealth
DetalusSM
As you look to celebrate life’s successes in retirement but also desire to remain a good steward of your assets for the next generation, Detalus can provide the peace of mind and high level service that you deserve and your needs demand.
Long-term care planning
Stay prepared by balancing what you can afford and the risks you may face.
Income planning
Re-position your portfolio and implement a flexible withdrawal strategy.
Estate planning
Compose a plan to manage your estate for future generations
Legacy planning
Seamlessly transfer assets and property.
Charitable giving
Give to causes you care about and leave a lasting legacy through donor-advised funds and other strategies.
Tax planning
Helping clients pay a smaller share of taxes, over a lifetime.
Questions we can help you answer
What issues should I consider with my Social Security retirement benefits?
What issues should I consider when establishing my charitable giving strategy?
What issues should I consider before I update my estate plan?
Can I do a Qualified Charitable Distribution from my IRA?
Should I change my Medicare coverage during Open Enrollment?